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is the screening process that the respective banks and credit card companies use to filter out unqualified prospects.  If you do qualify, the instant approval merely means that the card company has identified that you are suitable for the card offer, but that does not guarantee that you will be approved for the card itself. The primary data points or pieces of information that banks or credit card companies will need to process your instant approval request are your name, address, and social security number. Some card issuers will require additional information but those 3 pieces of information will be required by all banks and credit card companies to do the initial screening for instant approval credit cards.The credit card providers usually target people who have a good credit history. But because of the competitive nature of the credit card business, banks and card issuers today are more likely to extend credit to a wider range of potential consumers with varying degrees of credit history.  Many consumers are very concerned about the safety of providing information online.  Credit card issuers
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